Fargo Flood Insurance

What You Should Know About Flood Insurance & Remapping

In July 2012, FEMA submitted the preliminary floodplain map to the City of Fargo for review.  The review and comment period for the revised map is expected to last approximately 12 months from the date the City received it.  After the review and comment period, the new map is expected to become effective.
Under this new map, many properties will be added to the Special Flood Hazard Area (SFHA), also known as the 100-year floodplain, high risk area, regulated floodplain and Zone A.  Fargo homeowners who are newly mapped into this zone and who have a federally backed mortgage will be required to purchase flood insurance. For homeowners without a mortgage, flood insurance will remain optional but highly recommended.

Resources for Property Owners

Topics on the left column of this page will provide you with information regarding the revised floodplain map, how it will affect you, purchasing flood insurance and why the purchase of flood insurance could impact the sale of your home in the future.

Educational Resources

Educational resources are also provided on the left column of this page. Members of the business community are encouraged to use these tools for private use and to help educate clients.